Innovative Mortgages to
Meet Your Needs

When purchasing your first home, there are a number of incentives and programs you can take advantage of to fund your down payment, receive rebates, and qualify for tax benefits.

One of the strategies that we use to help our clients save is the Home Buyer’s Program (HBP). This program allows prospective homeowners to withdraw up to $35,000 per individual from an existing RRSP to put towards the purchase of a new home.

RRSP contributions (RRSP loans) can be used to get or increase your down payment at a lower interest rate than a line of credit or another type of loan.

For more information, click here to read our case study.

When you apply for a mortgage with us, Direction Mortgage will use these types of borrowing strategies to ensure you get the most favourable terms for your mortgage.

Calculate Your Mortgage

Try our mortgage calculator to help you find the best mortgage option for your needs and your budget!

Book Your 10-Minute
Mortgage Strategy
Session Today!

Learn more about lowering your interest costs and using mortgage interest to reduce your taxes today.


Rave Reviews from Our Clients!

They really work hard to find you the best rate, and they’re true to their word. Would highly recommend them 🙂 Such a pleasure to deal with Zana and Kevin !

Maryanna NP

Was very doubtful at first with finding a mortgage broker on Facebook. But I must say I was extremely impressed with the professionalism of Kevin Bell and his team. It was almost scary how easy he made the whole process. I barely even had to lift a finger. He made the biggest purchase of my life a breeze. Thanks, Kevin, for all your hard work and patience. Would recommend you to any of my friends in a heartbeat!!

Justin Wells

I received a professional service. Kevin delivered and looked well after my mortgage needs. Zana provided amazing support and kept me in the loop on the developments. Yes, I would recommend this team!

Viktor Obst